AppProtectt
Runtime Application Self-Protection (RASP) platform with 100+ security features that actively blocks hackers from exploiting SMS channels to compromise OTPs or device binding during authentication in financial apps.
SMS spoofing attacks are among the fastest-growing threats targeting mobile banking users and financial platforms globally—exploiting OTP channels to hijack accounts, intercept transactions, and commit large-scale fraud. Protectt.ai delivers AI-native, real-time SMS spoofing prevention engineered specifically for banking apps, FinTech platforms, and digital payment ecosystems that cannot afford a breach.
End-to-end solutions that eliminate SMS-based attack vectors across mobile banking, payments, and financial service applications.
Runtime Application Self-Protection (RASP) platform with 100+ security features that actively blocks hackers from exploiting SMS channels to compromise OTPs or device binding during authentication in financial apps.
Zero Trust Device & SIM Binding solution that eliminates OTP vulnerabilities entirely by using silent carrier-level verification, making SMS spoofing and social engineering attacks structurally impossible.
Silent Mobile Verification replaces fragile OTP-based flows with a cryptographic SIM-to-network handshake, eliminating shared secrets that SMS spoofing attacks exploit—delivering zero-friction, phishing-proof authentication.
AI-driven Mobile Fraud Prevention with Trust Scoring that detects anomalous SMS-based authentication attempts in real time, flagging spoofed sessions before they result in account takeover or financial loss.
Enterprise Mobile Threat Defense solution providing active protection against SMS link-based attacks and phishing for banking, insurance, and NBFC organizations, safeguarding employees and customers simultaneously.
Behavioral-driven fraud and risk management engine with highly customizable rules and AI-driven insights that identifies SMS spoofing patterns and suspicious authentication behaviors across all payment channels.
SMS spoofing in mobile banking isn't just a technical vulnerability—it's a direct threat to customer trust and regulatory standing. Financial institutions operating across global digital payment ecosystems face sophisticated attackers who impersonate bank sender IDs to intercept OTPs, authorize fraudulent transactions, and hijack accounts. Protectt.ai's platform addresses this at every layer: eliminating OTP dependence through Silent Mobile Verification, enforcing Zero Trust device binding, and deploying real-time RASP defenses that monitor and neutralize SMS-based attack vectors without adding friction to the user experience.
See how top banks, insurers, and FinTechs eliminated SMS spoofing threats with Protectt.ai.
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Protectt.ai is purpose-built for financial institutions that require ironclad SMS security without compromising speed, compliance, or user experience.
Our Silent Mobile Verification removes the OTP entirely—making SMS spoofing structurally impossible by authenticating via carrier networks.
AI-native threat intelligence delivers less false-positive detection, ensuring genuine banking customers are never blocked by overzealous security rules.
Certified to ISO 27001, PCI DSS, and ISO 22301, Protectt.ai helps financial platforms meet RBI, NPCI, and SEBI digital security mandates globally.
Easy-to-integrate SDK for Android and iOS enables rapid deployment across global banking and FinTech apps with zero performance overhead.
Deep-tech security experts committed to eliminating mobile fraud globally.
Founder & CEO
Manish Mimani is a passionate entrepreneur and technology innovator with proven expertise in Global Technology Platforms, Digital Transformation, and Greenfield Implementation. He founded Protectt.ai with a clear vision: to build the next generation of AI-native mobile application security that eliminates threats like SMS spoofing at the infrastructure level. His focus on Deep Tech has shaped Protectt.ai's RASP platform, Silent Mobile Verification capabilities, and Zero Trust device binding technologies—solutions now trusted by leading banks, NBFCs, and FinTech platforms across the globe. Under his leadership, Protectt.ai has become a recognized global leader in mobile app security and fraud control.
Principal Advisor – Strategy
Sunita Handa brings 30 years of deep banking expertise in technology and digital transformation to Protectt.ai's strategic direction. During her distinguished career at the State Bank of India, she led large-scale global digital initiatives that shaped the country's banking technology landscape. At Protectt.ai, Sunita drives strategy and product roadmaps, ensuring that SMS spoofing prevention and mobile fraud solutions are designed to meet the real-world operational, regulatory, and security needs of financial institutions. Her insights have earned her widespread accolades across the banking and cybersecurity industry for innovation and leadership.
Co-Founder & Head – Engineering
Mohanraj Selvaraj co-founded Protectt.ai and leads its engineering and research function, focusing on the analysis and application of disruptive technologies to advance mobile application security. He established the Protectt.ai research lab, which serves as the engine behind the company's threat intelligence capabilities, SMS attack vector research, and the continuous evolution of its RASP, Silent Mobile Verification, and Zero Trust binding solutions. Mohanraj works closely with enterprise customers—including major banks and FinTech platforms—to help them build robust security ecosystems that are resilient against evolving SMS spoofing and social engineering threats.
SMS spoofing is a cyberattack technique where an attacker manipulates the sender ID of a text message to make it appear as if it comes from a trusted source—such as your bank or payment provider. Attackers use this to send fake OTPs, fraudulent transaction alerts, or phishing links that trick users into revealing credentials or authorizing unauthorized financial transactions.
Talk to our mobile security experts for a personalized consultation tailored to your platform.
Winner – recognized for excellence in cybersecurity innovation.
International standard for information security management systems.
Payment Card Industry Data Security Standard compliance certified.
Fill out the form below and a Protectt.ai security specialist will reach out to assess your mobile banking app's SMS attack exposure and recommend the right prevention stack for your platform.
For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai
For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai