Account takeover attacks on mobile banking apps are growing more sophisticated—exploiting OTP vulnerabilities, SIM swaps, and social engineering to compromise user identities. Protectt.ai's Zero Trust Device & SIM Binding solutions use proprietary carrier-level verification and AI-driven intelligence to silently authenticate users, eliminate fraud vectors, and keep your mobile banking platform secure and compliant.
Comprehensive Zero Trust binding and fraud prevention solutions purpose-built for mobile banking and financial applications.
Zero Trust Device & SIM Binding solution for financial mobile apps. Uses proprietary LSAP and SSiD technologies with a 3-Way Hairpin methodology to silently verify phone possession via carrier networks—completely eliminating OTPs and phishing risks.
Password-less authentication protocol that initiates a cryptographic handshake between the device's SIM and the Mobile Network Operator. Replaces fragile OTPs with an unbreakable, carrier-verified identity check that prevents social engineering and phishing.
Runtime Application Self-Protection platform with 100+ deep-tech security features. Blocks SMS-based OTP attacks, prevents unsecured device binding exploitation, detects compromised devices, and defends against social engineering targeting binding workflows in banking apps.
Turnkey compliance solution for NPCI's security controls on SIM and Device Binding. Delivered as an easy-to-integrate SDK, it enhances authentication processes and supports secure digital payment ecosystems with Zero Trust architecture and minimal user friction.
Helps banking and payment organisations implement RBI-mandated security controls through AppProtectt's 360-degree RASP capabilities—covering app tampering, reverse engineering, and binding security—reducing compliance overhead and accelerating regulatory readiness.
Behaviorally-driven fraud and risk management platform with AI-driven insights, customisable rules, and real-time dashboards. Identifies suspicious binding activity, detects account takeover patterns, and integrates via API with existing payment and banking channels.
Traditional OTP-based authentication leaves mobile banking apps exposed to SIM swap fraud, SS7 attacks, and social engineering—threats that regulators like NPCI and RBI are actively mandating organisations to address. Protectt.ai's AppBind eliminates these vulnerabilities entirely through carrier-level Silent Mobile Verification and proprietary device binding technologies. The result: a frictionless, phishing-proof authentication experience that secures every session without a single code entered by the user.
See how leading banks, NBFCs, and fintech enterprises have secured millions of users with Protectt.ai's binding technologies.
"Protectt.ai provides us with quick, hassle-free, and seamless integration of our mobile banking apps. The In-App analysis consists of some expeditious must do validations, where all the laborious resources and artificial intelligence / machine learning executions will be processed on the cloud."
"AppProtectt Mobile App RASP security helped us to enhance our Mobile App Security with quick implementation and also provided visibility into threats and prevention on real-time. Now, our team can focus more on App Features development while AppProtectt is adding a layer of security for our mobile apps."
Protectt.ai is built for the unique security demands of mobile-first financial ecosystems—delivering carrier-grade binding security that legacy solutions simply cannot match.
Our proprietary LSAP and 3-Way Hairpin technologies integrate directly with mobile carrier networks, enabling silent, OTP-free identity verification that is inherently phishing-proof.
Pre-built compliance support for NPCI SIM and Device Binding controls, RBI Digital Payment Security mandates, and global standards including ISO 27001 and PCI DSS—reducing your compliance preparation time by up to 90%.
Silent Mobile Verification authenticates users seamlessly in the background. No codes, no manual steps—delivering a frictionless banking experience that builds customer trust and reduces drop-offs.
Continuous AI/ML-driven monitoring adapts in real time to evolving attack techniques—detecting anomalous binding activity, compromised devices, and fraud patterns before they escalate into account takeovers.
Deep-tech innovators and banking leaders securing mobile-first financial ecosystems.
Founder CEO
Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As Founder and CEO of Protectt.ai, he is a Technology Innovator with a deep focus on Deep Tech, channeling his experience to build Protectt.ai as the next-generation mobile application security platform for BFSI and digital-first enterprises worldwide. His vision is rooted in the belief that AI-native, full-stack mobile security is essential to safeguarding the future of digital financial services—from banking and insurance to fintech and government platforms. Manish leads the company's strategic direction, product innovation, and global enterprise partnerships, consistently pushing the boundaries of what intelligent mobile security can achieve at scale.
Principal Advisor – Strategy
Sunita Handa is a distinguished banking and technology leader with over 30 years of expertise in digital transformation and large-scale enterprise technology initiatives. Having led global digital initiatives at the State Bank of India (SBI), Sunita brings unparalleled strategic insight into the security and compliance challenges faced by BFSI institutions across India and globally. At Protectt.ai, she drives the company's strategy and product roadmaps, ensuring the platform remains aligned with evolving regulatory frameworks including RBI, SEBI, and NPCI mandates. Her industry contributions and innovations have earned her widespread recognition and accolades, making her a trusted voice in enterprise mobile security and digital financial services strategy.
Co-Founder & Head – Engineering
Mohanraj Selvaraj is the Co-Founder and Head of Engineering at Protectt.ai, where he leads research, analysis, and development of disruptive technologies that advance mobile application security. Mohanraj established the Protectt.ai research lab—the innovation engine behind the platform's deep-tech capabilities including RASP, multilayered code obfuscation, AI-driven threat intelligence, and zero-trust device binding. His work directly supports enterprise customers in banking, insurance, and fintech in building robust, compliant security ecosystems capable of withstanding the most sophisticated mobile threats. With a hands-on engineering philosophy and a forward-thinking research mindset, Mohanraj ensures that Protectt.ai's technology stack remains at the cutting edge of the global mobile security landscape.
Device binding is a security mechanism that cryptographically ties a user's mobile banking account to a specific physical device. During registration, a unique device fingerprint is generated and stored server-side. On every subsequent login or transaction, the app verifies this fingerprint—ensuring that even if credentials are stolen, access is denied on any unrecognized device, effectively blocking remote account takeover attempts.
Talk to our mobile security experts for a free consultation tailored to your banking app's needs.
Protectt.ai secures mobile banking apps and financial platforms for enterprises across the globe.
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Winner – recognized as the leading cybersecurity company globally.
International standard for information security management systems.
Payment Card Industry Data Security Standard compliance certification.
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You can also send us a quick email at consult@protectt.ai.
You can also send us a quick email at consult@protectt.ai.