Mobile banking and fintech apps face relentless smishing attacks that exploit SMS channels to steal OTPs, hijack accounts, and commit financial fraud. Protectt.ai delivers AI-powered, multi-layered SMS phishing protection—blocking malicious links, eliminating OTP vulnerabilities, and securing every transaction so your users can bank with confidence and your platform stays compliant.
Comprehensive, AI-driven defenses that secure mobile banking and fintech platforms from every angle of SMS-based fraud.
Blocks hackers from exploiting SMS channels to compromise OTPs or device binding during authentication. Runtime Application Self-Protection (RASP) with 100+ deep tech security features shields your banking app from smishing-driven financial fraud in real time.
Eliminates OTP vulnerabilities entirely using Zero Trust SIM and device binding. Proprietary LSAP and 3-Way Hairpin technology performs a silent, phishing-proof network handshake directly with mobile carriers—removing the SMS attack surface at its root.
Replaces fragile OTP shared secrets with a cryptographic SIM-to-network handshake. Silent Mobile Verification inherently prevents social engineering and smishing schemes by verifying mobile number possession with zero user friction and zero SMS exposure.
Provides comprehensive enterprise-grade protection against SMS link-based attacks and phishing for Android and iOS. AI/ML-powered threat intelligence detects malicious SMS links before they compromise employee or customer devices across banking and fintech organizations.
Cost-effective, subscription-based mobile app security delivering standardized smishing threat mitigation. Packs 100+ security features including SMS attack protection into an easy-to-integrate format, ensuring compliance with evolving mobile app security regulations.
Behavioral-driven fraud detection with highly customizable rules and AI-driven insights that identify anomalous SMS-originating transaction patterns. Real-time dashboards and automated compliance monitoring protect fintech platforms from smishing-enabled financial threats.
Mobile banking and fintech platforms are prime targets for smishing—where fraudsters send deceptive SMS messages to steal OTPs, capture credentials, and drain accounts. Protectt.ai's AI-native platform neutralizes these threats at every layer: blocking malicious SMS links, eliminating OTP-based attack surfaces through silent carrier-level verification, and enforcing real-time runtime protection. With institutions like RBL Bank, Yes Bank, and Bajaj Finserv trusting our platform, your users stay safe and your platform stays ahead of regulators.
See how leading banks, NBFCs, and fintech platforms eliminated smishing threats and secured millions of users.
"Protectt.ai provides us with quick, hassle-free, and seamless integration of our mobile banking apps. The In-App analysis consists of some expeditious must do validations, where all the laborious resources and artificial intelligence / machine learning executions will be processed on the cloud."
"AppProtectt Mobile App RASP security helped us to enhance our Mobile App Security with quick implementation and also provided visibility into threats and prevention on real-time. Now, our team can focus more on App Features development while AppProtectt is adding a layer of security for our mobile apps."
We bring AI-native intelligence, deep telecom integration, and proven fintech expertise to eliminate SMS phishing at its source.
Our proprietary Silent Mobile Verification removes OTPs entirely, making SMS phishing attacks technically impossible by design.
AI/ML-driven detection minimizes false positives, ensuring legitimate banking transactions for your global users are never disrupted.
Certified to ISO 27001, PCI DSS, and ISO 22301, helping banking and fintech platforms meet RBI, NPCI, and SEBI security mandates seamlessly.
Easy-to-integrate Android and iOS SDK deploys enterprise-grade smishing protection with zero performance overhead on your mobile app.
Deep tech innovators and banking veterans securing mobile-first financial ecosystems.
Founder CEO
Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As Founder and CEO of Protectt.ai, he is a Technology Innovator with a deep focus on Deep Tech, channeling his experience to build Protectt.ai as the next-generation mobile application security platform for BFSI and digital-first enterprises worldwide. His vision is rooted in the belief that AI-native, full-stack mobile security is essential to safeguarding the future of digital financial services—from banking and insurance to fintech and government platforms. Manish leads the company's strategic direction, product innovation, and global enterprise partnerships, consistently pushing the boundaries of what intelligent mobile security can achieve at scale.
Principal Advisor – Strategy
Sunita Handa is a distinguished banking and technology leader with over 30 years of expertise in digital transformation and large-scale enterprise technology initiatives. Having led global digital initiatives at the State Bank of India (SBI), Sunita brings unparalleled strategic insight into the security and compliance challenges faced by BFSI institutions across India and globally. At Protectt.ai, she drives the company's strategy and product roadmaps, ensuring the platform remains aligned with evolving regulatory frameworks including RBI, SEBI, and NPCI mandates. Her industry contributions and innovations have earned her widespread recognition and accolades, making her a trusted voice in enterprise mobile security and digital financial services strategy.
Co-Founder & Head – Engineering
Mohanraj Selvaraj is the Co-Founder and Head of Engineering at Protectt.ai, where he leads research, analysis, and development of disruptive technologies that advance mobile application security. Mohanraj established the Protectt.ai research lab—the innovation engine behind the platform's deep-tech capabilities including RASP, multilayered code obfuscation, AI-driven threat intelligence, and zero-trust device binding. His work directly supports enterprise customers in banking, insurance, and fintech in building robust, compliant security ecosystems capable of withstanding the most sophisticated mobile threats. With a hands-on engineering philosophy and a forward-thinking research mindset, Mohanraj ensures that Protectt.ai's technology stack remains at the cutting edge of the global mobile security landscape.
Smishing is a form of phishing attack carried out via SMS text messages. Fraudsters send deceptive texts impersonating banks or fintech apps—containing malicious links or fake alerts—to trick users into revealing OTPs, passwords, or financial credentials. Once a user clicks the link or shares a code, attackers can access accounts and commit fraud without any physical interaction.
Talk to our mobile security experts for a free, no-obligation consultation tailored to your platform.
Protectt.ai delivers enterprise-grade smishing protection to mobile banking and fintech platforms across the globe.
Global Coverage
Service Reach
10+ Industries
Sectors Served
26+ Institutions
Enterprise Clients
Contact us to find out how we can secure your mobile banking or fintech app, wherever you operate.
Recognized as the top cybersecurity company globally.
International standard for information security management.
Payment Card Industry Data Security Standard certified.
Fill out the form below and a Protectt.ai security specialist will reach out to assess your platform's smishing exposure and recommend the right protection strategy for your mobile banking or fintech application.
You can also send us a quick email at consult@protectt.ai.
You can also send us a quick email at consult@protectt.ai.