Mobile banking and fintech apps face relentless smishing attacks that exploit SMS channels to steal OTPs, hijack accounts, and commit financial fraud. Protectt.ai delivers AI-powered, multi-layered SMS phishing protection—blocking malicious links, eliminating OTP vulnerabilities, and securing every transaction so your users can bank with confidence and your platform stays compliant.
Comprehensive, AI-driven defenses that secure mobile banking and fintech platforms from every angle of SMS-based fraud.
Blocks hackers from exploiting SMS channels to compromise OTPs or device binding during authentication. Runtime Application Self-Protection (RASP) with 100+ deep tech security features shields your banking app from smishing-driven financial fraud in real time.
Eliminates OTP vulnerabilities entirely using Zero Trust SIM and device binding. Proprietary LSAP and 3-Way Hairpin technology performs a silent, phishing-proof network handshake directly with mobile carriers—removing the SMS attack surface at its root.
Replaces fragile OTP shared secrets with a cryptographic SIM-to-network handshake. Silent Mobile Verification inherently prevents social engineering and smishing schemes by verifying mobile number possession with zero user friction and zero SMS exposure.
Provides comprehensive enterprise-grade protection against SMS link-based attacks and phishing for Android and iOS. AI/ML-powered threat intelligence detects malicious SMS links before they compromise employee or customer devices across banking and fintech organizations.
Cost-effective, subscription-based mobile app security delivering standardized smishing threat mitigation. Packs 100+ security features including SMS attack protection into an easy-to-integrate format, ensuring compliance with evolving mobile app security regulations.
Behavioral-driven fraud detection with highly customizable rules and AI-driven insights that identify anomalous SMS-originating transaction patterns. Real-time dashboards and automated compliance monitoring protect fintech platforms from smishing-enabled financial threats.
Mobile banking and fintech platforms are prime targets for smishing—where fraudsters send deceptive SMS messages to steal OTPs, capture credentials, and drain accounts. Protectt.ai's AI-native platform neutralizes these threats at every layer: blocking malicious SMS links, eliminating OTP-based attack surfaces through silent carrier-level verification, and enforcing real-time runtime protection. With institutions like RBL Bank, Yes Bank, and Bajaj Finserv trusting our platform, your users stay safe and your platform stays ahead of regulators.
See how leading banks, NBFCs, and fintech platforms eliminated smishing threats and secured millions of users.
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We bring AI-native intelligence, deep telecom integration, and proven fintech expertise to eliminate SMS phishing at its source.
Our proprietary Silent Mobile Verification removes OTPs entirely, making SMS phishing attacks technically impossible by design.
AI/ML-driven detection minimizes false positives, ensuring legitimate banking transactions for your global users are never disrupted.
Certified to ISO 27001, PCI DSS, and ISO 22301, helping banking and fintech platforms meet RBI, NPCI, and SEBI security mandates seamlessly.
Easy-to-integrate Android and iOS SDK deploys enterprise-grade smishing protection with zero performance overhead on your mobile app.
Deep tech innovators and banking veterans securing mobile-first financial ecosystems.
Founder & CEO
Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As the driving force behind Protectt.ai, he focuses on Deep Tech innovation to build the next generation of mobile application security. Under his leadership, Protectt.ai has grown into a globally recognized AI-Native, Full-Stack Mobile App Security Platform, earning recognition as Cybersecurity Company of the Year 2023 and trusted by leading banks and fintech institutions. Manish's vision of eliminating SMS phishing and smishing threats through silent, carrier-level verification is redefining mobile banking security for financial institutions worldwide.
Principal Advisor – Strategy
Sunita Handa is a banking and technology leader with 30 years of expertise spanning digital transformation and strategic innovation. At State Bank of India, she led global digital initiatives at the highest level, building deep fluency in the security challenges facing large-scale banking operations. At Protectt.ai, Sunita drives strategy and product roadmaps, ensuring that smishing protection and mobile fraud prevention solutions are aligned with the real-world needs of banking, NBFC, and fintech institutions. Her contributions to the industry have earned widespread accolades, and her guidance helps Protectt.ai stay ahead of evolving SMS-based threats and regulatory requirements across global financial markets.
Co-Founder & Head – Engineering
Mohanraj Selvaraj leads research and analysis of disruptive technologies to continuously enhance mobile application security at Protectt.ai. He founded and built the Protectt.ai research lab—a dedicated environment for studying emerging smishing techniques, SMS attack vectors, and mobile fraud patterns. Mohan's engineering leadership has been instrumental in developing core capabilities like Silent Mobile Verification, Runtime Application Self-Protection (RASP), and zero-trust SIM binding that directly neutralize SMS phishing threats. He works closely with customers across banking, insurance, and fintech sectors to build robust security ecosystems, ensuring that every platform benefits from the latest advances in mobile threat intelligence and anti-smishing technology.
Smishing is a form of phishing attack carried out via SMS text messages. Fraudsters send deceptive texts impersonating banks or fintech apps—containing malicious links or fake alerts—to trick users into revealing OTPs, passwords, or financial credentials. Once a user clicks the link or shares a code, attackers can access accounts and commit fraud without any physical interaction.
Talk to our mobile security experts for a free, no-obligation consultation tailored to your platform.
Protectt.ai delivers enterprise-grade smishing protection to mobile banking and fintech platforms across the globe.
Global Coverage
Service Reach
10+ Industries
Sectors Served
26+ Institutions
Enterprise Clients
Contact us to find out how we can secure your mobile banking or fintech app, wherever you operate.
Recognized as the top cybersecurity company globally.
International standard for information security management.
Payment Card Industry Data Security Standard certified.
Fill out the form below and a Protectt.ai security specialist will reach out to assess your platform's smishing exposure and recommend the right protection strategy for your mobile banking or fintech application.
For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai
For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai