Google Icon

RBI DPSC Compliance Platform for Mobile Banking and Payment Application Security

India's Reserve Bank of India mandates stringent Digital Payment Security Controls (DPSC) for all mobile banking and payment applications. Protectt.ai's AI-native compliance platform delivers 100+ deep-tech security features—RASP, code obfuscation, fraud detection, and device binding—enabling banks, NBFCs, and fintech firms to achieve full RBI DPSC compliance while protecting every mobile transaction.

RBI DPSC compliance platform securing a mobile banking application on a smartphone

Our RBI DPSC Compliance Services

Comprehensive mobile banking and payment security solutions designed to achieve full RBI DPSC regulatory compliance.

AppProtectt RASP

Runtime Application Self-Protection platform with 100+ deep-tech security features. Defends mobile banking apps against tampering, reverse engineering, hooking, MITM attacks, and SMS exploitation—meeting core RBI DPSC application security mandates.

RBI Digital Payment Security Controls

Purpose-built compliance solution that injects 360-degree security into mobile payment apps. Reduces total cost of ownership with quick implementation, enabling your team to focus on business logic while staying ahead of RBI mandates.

AppBind Device & SIM Binding

Zero Trust Device and SIM Binding solution that uses proprietary LSAP and 3-Way Hairpin technology to eliminate OTP vulnerabilities, verify identities via carrier networks, and satisfy RBI's device binding and authentication requirements.

FRM Fraud & Risk Management

Behavioral-driven fraud and risk management engine with AI-powered rules, real-time dashboards, and automated compliance monitoring. Reduces legal risk and keeps payment applications aligned with evolving RBI regulatory frameworks.

CodeProtectt Obfuscation

Multi-layered code obfuscation for Android and iOS mobile banking apps. Prevents reverse engineering, decompilation, and code injection across Java, Kotlin, Swift, and React Native—a critical requirement under RBI DPSC source code protection directives.

SDK Protectt

Real-time defense for Payment, Authentication, and RegTech SDKs embedded in mobile banking apps. Provides multi-layered protection against tampering, data exfiltration, and supply chain attacks, supporting RBI DPSC third-party component security requirements.

Security engineers implementing RBI DPSC compliance steps on a mobile banking platform

Our 5-Step RBI DPSC Compliance Implementation Process

Compliance Gap Assessment Against RBI Master Directions

We conduct a thorough audit of your existing mobile banking or payment application against RBI Master Directions on Cyber Resilience and Digital Payment Security Controls, mapping current security posture to every applicable control requirement and identifying gaps.

Tailored Security Architecture Design

Lightweight SDK Integration Into Your App

Automated Compliance Monitoring & Reporting

Ongoing Threat Intelligence & Regulatory Updates

Trusted By Leading Banks

Compliance Success Stories

See how India's top banks, NBFCs, and fintechs achieved RBI DPSC compliance with Protectt.ai.

"Good"

ABDUL QUDDUS
ABDUL QUDDUS

"Good"

ABDUL QUDDUS
ABDUL QUDDUS

"Good"

ABDUL QUDDUS
ABDUL QUDDUS
The Protectt.ai Difference

Why Choose Protectt.ai for RBI DPSC Compliance?

Protectt.ai is India's most trusted AI-native mobile app security platform, purpose-built to help financial institutions meet RBI's stringent Digital Payment Security Controls.

RBI-Aligned Coverage

Purpose-built to map directly to RBI Master Directions on Cyber Resilience, covering every mobile banking and payment security control mandate.

100+ Deep-Tech Controls

RASP, code obfuscation, device binding, and AI-driven fraud detection—100+ security features activated via a single, lightweight SDK integration.

80% Compliance Automation

Automated policy enforcement and audit report generation reduce manual compliance workload by 80%, cutting audit preparation time by up to 90%.

Zero Performance Overhead

AI-native security architecture delivers enterprise-grade protection with zero performance overhead and significantly fewer false positives than legacy solutions.

Meet The Protectt.ai Team

Deep-tech security experts driving RBI-compliant mobile app protection.

Manish Mimani, Founder and CEO of Protectt.ai

Manish Mimani

Founder & CEO

Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. A deep-tech innovator at heart, he founded Protectt.ai to address the critical security gaps in India's rapidly growing mobile-first banking and payments ecosystem. Under his leadership, Protectt.ai has evolved into an AI-Native, Full-Stack Mobile App Security Platform trusted by leading banks, NBFCs, insurers, and fintech platforms across India and globally. Manish's vision of enabling RBI DPSC-compliant, zero-friction mobile security drives Protectt.ai's continuous innovation in RASP, device binding, and AI-powered fraud prevention.

Sunita Handa, Principal Advisor – Strategy at Protectt.ai

Sunita Handa

Principal Advisor – Strategy

Sunita Handa brings over 30 years of expertise in banking technology and digital transformation to Protectt.ai. Having led large-scale global digital initiatives at the State Bank of India—one of India's largest and most regulated financial institutions—Sunita has an unparalleled understanding of the compliance demands, operational realities, and security imperatives that Indian banks face under RBI's evolving regulatory framework. At Protectt.ai, she drives strategic direction and product roadmaps, ensuring that compliance solutions remain deeply aligned with RBI DPSC mandates, industry best practices, and the real-world needs of banks, NBFCs, and payment system operators across India. Her contributions have earned widespread recognition across the banking and cybersecurity industry.

Mohanraj Selvaraj, Co-Founder and Head of Engineering at Protectt.ai

Mohanraj Selvaraj

Co-Founder & Head – Engineering

Mohanraj Selvaraj leads research and engineering at Protectt.ai, with a focus on analyzing disruptive technologies to continuously advance mobile application security. He established the Protectt.ai research laboratory, which serves as the engine behind the company's cutting-edge capabilities in Runtime Application Self-Protection, AI-driven threat detection, code obfuscation, and device binding. Mohanraj works closely with banking, fintech, and NBFC customers across India to help them build robust security ecosystems that meet RBI DPSC requirements and withstand increasingly sophisticated cyber threats targeting mobile payment applications. His engineering vision ensures Protectt.ai's solutions deliver zero performance overhead while maintaining the highest levels of protection.

Frequently Asked Questions

What is RBI DPSC?

RBI DPSC stands for the Reserve Bank of India's Master Directions on Cyber Resilience and Digital Payment Security Controls. These are mandatory regulatory guidelines issued by the RBI that require banks, NBFCs, payment system operators, and fintech firms to implement specific cybersecurity controls for mobile banking apps, payment platforms, and digital payment infrastructure—covering application security, fraud prevention, device binding, and governance.

What is the RBI special drawing facility?

Which types of organizations must comply with RBI DPSC mandates?

How does AppProtectt help achieve RBI DPSC compliance?

How long does it take to integrate Protectt.ai's RBI DPSC compliance solution?

Does Protectt.ai support both Android and iOS mobile banking applications?

How does the platform reduce manual compliance and audit preparation work?

What certifications does Protectt.ai hold that validate its compliance capabilities?

Still Have Questions About RBI DPSC Compliance?

Talk to our mobile banking security experts for a personalized compliance consultation.

Certified & Award-Winning

Awards and Recognition

Cybersecurity Company of the Year 2023 award badge for Protectt.ai

Cybersecurity Company of the Year 2023

Winner – recognized for excellence in enterprise cybersecurity innovation.

ISO 27001 certification logo for Protectt.ai

ISO 27001 Certified

Internationally certified for information security management systems.

PCI DSS certification logo for Protectt.ai

PCI DSS Certified

Compliant with Payment Card Industry Data Security Standard requirements.

Achieve RBI DPSC Compliance for Your Mobile Banking App

Fill out the form below and a Protectt.ai compliance specialist will reach out to assess your current mobile app security posture, identify RBI DPSC gaps, and recommend the fastest path to full compliance.

Contact Us Today

For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai