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RBI DPSC Compliance Platform for Mobile Banking and Payment Application Security

India's Reserve Bank of India mandates stringent Digital Payment Security Controls (DPSC) for all mobile banking and payment applications. Protectt.ai's AI-native compliance platform delivers 100+ deep-tech security features—RASP, code obfuscation, fraud detection, and device binding—enabling banks, NBFCs, and fintech firms to achieve full RBI DPSC compliance while protecting every mobile transaction.

RBI DPSC compliance platform securing a mobile banking application on a smartphone

Our RBI DPSC compliance services

Comprehensive mobile banking and payment security solutions designed to achieve full RBI DPSC regulatory compliance.

AppProtectt RASP

Runtime Application Self-Protection platform with 100+ deep-tech security features. Defends mobile banking apps against tampering, reverse engineering, hooking, MITM attacks, and SMS exploitation—meeting core RBI DPSC application security mandates.

RBI digital payment security controls

Purpose-built compliance solution that injects 360-degree security into mobile payment apps. Reduces total cost of ownership with quick implementation, enabling your team to focus on business logic while staying ahead of RBI mandates.

AppBind device & SIM binding

Zero Trust Device and SIM Binding solution that uses proprietary LSAP and 3-Way Hairpin technology to eliminate OTP vulnerabilities, verify identities via carrier networks, and satisfy RBI's device binding and authentication requirements.

FRM fraud & risk management

Behavioral-driven fraud and risk management engine with AI-powered rules, real-time dashboards, and automated compliance monitoring. Reduces legal risk and keeps payment applications aligned with evolving RBI regulatory frameworks.

CodeProtectt obfuscation

Multi-layered code obfuscation for Android and iOS mobile banking apps. Prevents reverse engineering, decompilation, and code injection across Java, Kotlin, Swift, and React Native—a critical requirement under RBI DPSC source code protection directives.

SDK Protectt

Real-time defense for Payment, Authentication, and RegTech SDKs embedded in mobile banking apps. Provides multi-layered protection against tampering, data exfiltration, and supply chain attacks, supporting RBI DPSC third-party component security requirements.

Security engineers implementing RBI DPSC compliance steps on a mobile banking platform

Our 5-Step RBI DPSC compliance implementation process

Compliance gap assessment against RBI master directions

We conduct a thorough audit of your existing mobile banking or payment application against RBI Master Directions on Cyber Resilience and Digital Payment Security Controls, mapping current security posture to every applicable control requirement and identifying gaps.

Tailored security architecture design

Lightweight SDK integration into your app

Automated compliance monitoring & reporting

Ongoing threat intelligence & regulatory updates

Trusted by leading banks

Compliance Success Stories

See how India's top banks, NBFCs, and fintechs achieved RBI DPSC compliance with Protectt.ai.

"Protectt.ai provides us with quick, hassle-free, and seamless integration of our mobile banking apps. The In-App analysis consists of some expeditious must do validations, where all the laborious resources and artificial intelligence / machine learning executions will be processed on the cloud."

Vivek Dhavale
Vivek Dhavale

"AppProtectt Mobile App RASP security helped us to enhance our Mobile App Security with quick implementation and also provided visibility into threats and prevention on real-time. Now, our team can focus more on App Features development while AppProtectt is adding a layer of security for our mobile apps."

Shivkumar Pandey
Shivkumar Pandey
The Protectt.ai Difference

Why Choose Protectt.ai for RBI DPSC Compliance?

Protectt.ai is India's most trusted AI-native mobile app security platform, purpose-built to help financial institutions meet RBI's stringent Digital Payment Security Controls.

RBI-aligned coverage

Purpose-built to map directly to RBI Master Directions on Cyber Resilience, covering every mobile banking and payment security control mandate.

100+ deep-tech controls

RASP, code obfuscation, device binding, and AI-driven fraud detection—100+ security features activated via a single, lightweight SDK integration.

80% compliance automation

Automated policy enforcement and audit report generation reduce manual compliance workload by 80%, cutting audit preparation time by up to 90%.

Zero Performance Overhead

AI-native security architecture delivers enterprise-grade protection with zero performance overhead and significantly fewer false positives than legacy solutions.

Meet the Protectt.ai Team

Deep-tech security experts driving RBI-compliant mobile app protection.

Manish Mimani, Founder and CEO of Protectt.ai

Manish Mimani

Founder CEO

Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As Founder and CEO of Protectt.ai, he is a Technology Innovator with a deep focus on Deep Tech, channeling his experience to build Protectt.ai as the next-generation mobile application security platform for BFSI and digital-first enterprises worldwide. His vision is rooted in the belief that AI-native, full-stack mobile security is essential to safeguarding the future of digital financial services—from banking and insurance to fintech and government platforms. Manish leads the company's strategic direction, product innovation, and global enterprise partnerships, consistently pushing the boundaries of what intelligent mobile security can achieve at scale.

Sunita Handa, Principal Advisor Strategy at Protectt.ai

Sunita Handa

Principal Advisor – Strategy

Sunita Handa is a distinguished banking and technology leader with over 30 years of expertise in digital transformation and large-scale enterprise technology initiatives. Having led global digital initiatives at the State Bank of India (SBI), Sunita brings unparalleled strategic insight into the security and compliance challenges faced by BFSI institutions across India and globally. At Protectt.ai, she drives the company's strategy and product roadmaps, ensuring the platform remains aligned with evolving regulatory frameworks including RBI, SEBI, and NPCI mandates. Her industry contributions and innovations have earned her widespread recognition and accolades, making her a trusted voice in enterprise mobile security and digital financial services strategy.

Mohanraj Selvaraj, Co-Founder and Head of Engineering at Protectt.ai

Mohanraj Selvaraj

Co-Founder & Head – Engineering

Mohanraj Selvaraj is the Co-Founder and Head of Engineering at Protectt.ai, where he leads research, analysis, and development of disruptive technologies that advance mobile application security. Mohanraj established the Protectt.ai research lab—the innovation engine behind the platform's deep-tech capabilities including RASP, multilayered code obfuscation, AI-driven threat intelligence, and zero-trust device binding. His work directly supports enterprise customers in banking, insurance, and fintech in building robust, compliant security ecosystems capable of withstanding the most sophisticated mobile threats. With a hands-on engineering philosophy and a forward-thinking research mindset, Mohanraj ensures that Protectt.ai's technology stack remains at the cutting edge of the global mobile security landscape.

Frequently Asked Questions

What is RBI DPSC?

RBI DPSC stands for the Reserve Bank of India's Master Directions on Cyber Resilience and Digital Payment Security Controls. These are mandatory regulatory guidelines issued by the RBI that require banks, NBFCs, payment system operators, and fintech firms to implement specific cybersecurity controls for mobile banking apps, payment platforms, and digital payment infrastructure—covering application security, fraud prevention, device binding, and governance.

What is the RBI special drawing facility?

Which types of organizations must comply with RBI DPSC mandates?

How does AppProtectt help achieve RBI DPSC compliance?

How long does it take to integrate Protectt.ai's RBI DPSC compliance solution?

Does Protectt.ai support both Android and iOS mobile banking applications?

How does the platform reduce manual compliance and audit preparation work?

What certifications does Protectt.ai hold that validate its compliance capabilities?

Still have questions about RBI DPSC Compliance?

Talk to our mobile banking security experts for a personalized compliance consultation.

Certified & award-winning

Awards and Recognition

Cybersecurity Company of the Year 2023 award badge for Protectt.ai

Cybersecurity Company of the Year 2023

Winner – recognized for excellence in enterprise cybersecurity innovation.

ISO 27001 certification logo for Protectt.ai

ISO 27001 Certified

Internationally certified for information security management systems.

PCI DSS certification logo for Protectt.ai

PCI DSS Certified

Compliant with Payment Card Industry Data Security Standard requirements.

Achieve RBI DPSC compliance for your Mobile Banking app

Fill out the form below and a Protectt.ai compliance specialist will reach out to assess your current mobile app security posture, identify RBI DPSC gaps, and recommend the fastest path to full compliance.

Contact Us Today

You can also send us a quick email at consult@protectt.ai.