Mobile banking apps are prime targets for smishing—fraudulent SMS-based attacks designed to steal credentials and hijack accounts. Protectt.ai's real-time threat monitoring platform detects and neutralizes SMS-based phishing attempts before they compromise your users, delivering AI-powered defense layers built specifically for banking-grade security demands in an increasingly mobile-first financial world.
Comprehensive real-time solutions to detect, block, and neutralize SMS-based phishing threats targeting mobile banking applications.
Runtime Application Self-Protection with 100+ deep-tech security features. Blocks hackers from exploiting SMS channels to compromise OTPs or device binding during authentication, preventing smishing-driven account takeovers in real time.
Eliminates OTP vulnerabilities by silently verifying mobile number possession via carrier networks. Proprietary LSAP/3-Way Hairpin technology makes authentication phishing-proof and removes the SMS attack surface entirely.
AI/ML-powered enterprise solution providing protection against SMS link-based attacks, phishing, and web-based threats. Includes a centralized threat dashboard for real-time visibility across all mobile devices in your organization.
Behavioral-driven fraud detection with highly customizable rules and AI-driven insights. Monitors ongoing transaction metrics and identifies SMS-facilitated fraud patterns to stop financial threats before they escalate.
Trust Scoring Mechanism powered by advanced AI that continuously assesses device and session risk. Detects anomalies associated with smishing-linked credential theft and unauthorized access in mobile banking environments.
Password-less, OTP-free authentication using a cryptographic handshake between the device SIM and mobile network. Inherently eliminates smishing and social engineering attack vectors by replacing fragile shared secrets with network-verified identity.
Smishing attacks exploit the trust users place in SMS communications, luring banking customers into surrendering credentials or OTPs through deceptive text messages. Protectt.ai's platform delivers multi-layered, real-time monitoring that intercepts these threats at the SMS channel, device, and application runtime simultaneously. With zero performance overhead and seamless SDK integration for Android and iOS, financial institutions—from large banks to NBFCs and fintechs—can enforce zero-trust authentication and eliminate OTP-based vulnerabilities without disrupting user experience.
See how leading banks, insurers, and fintechs trust Protectt.ai to defend against smishing and mobile threats.
"Protectt.ai provides us with quick, hassle-free, and seamless integration of our mobile banking apps. The In-App analysis consists of some expeditious must do validations, where all the laborious resources and artificial intelligence / machine learning executions will be processed on the cloud."
"AppProtectt Mobile App RASP security helped us to enhance our Mobile App Security with quick implementation and also provided visibility into threats and prevention on real-time. Now, our team can focus more on App Features development while AppProtectt is adding a layer of security for our mobile apps."
Discover what sets our real-time mobile banking security platform apart from conventional solutions.
Our AI/ML engine continuously adapts to new smishing techniques, delivering fewer false positives and faster threat neutralization for banking apps globally.
Silent Mobile Verification and Zero Trust SIM Binding eliminate the SMS attack surface entirely, making smishing-based OTP theft structurally impossible.
ISO 27001, PCI DSS, and RBI Digital Payment Security Controls compliance ensures your mobile banking app meets evolving financial sector cybersecurity mandates.
Easy-to-integrate SDK for Android and iOS delivers enterprise-grade smishing defense with zero performance overhead, enabling rapid deployment across banking platforms worldwide.
Cybersecurity pioneers and banking veterans building the future of mobile security.
Founder CEO
Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As Founder and CEO of Protectt.ai, he is a Technology Innovator with a deep focus on Deep Tech, channeling his experience to build Protectt.ai as the next-generation mobile application security platform for BFSI and digital-first enterprises worldwide. His vision is rooted in the belief that AI-native, full-stack mobile security is essential to safeguarding the future of digital financial services—from banking and insurance to fintech and government platforms. Manish leads the company's strategic direction, product innovation, and global enterprise partnerships, consistently pushing the boundaries of what intelligent mobile security can achieve at scale.
Principal Advisor – Strategy
Sunita Handa is a distinguished banking and technology leader with over 30 years of expertise in digital transformation and large-scale enterprise technology initiatives. Having led global digital initiatives at the State Bank of India (SBI), Sunita brings unparalleled strategic insight into the security and compliance challenges faced by BFSI institutions across India and globally. At Protectt.ai, she drives the company's strategy and product roadmaps, ensuring the platform remains aligned with evolving regulatory frameworks including RBI, SEBI, and NPCI mandates. Her industry contributions and innovations have earned her widespread recognition and accolades, making her a trusted voice in enterprise mobile security and digital financial services strategy.
Co-Founder & Head – Engineering
Mohanraj Selvaraj is the Co-Founder and Head of Engineering at Protectt.ai, where he leads research, analysis, and development of disruptive technologies that advance mobile application security. Mohanraj established the Protectt.ai research lab—the innovation engine behind the platform's deep-tech capabilities including RASP, multilayered code obfuscation, AI-driven threat intelligence, and zero-trust device binding. His work directly supports enterprise customers in banking, insurance, and fintech in building robust, compliant security ecosystems capable of withstanding the most sophisticated mobile threats. With a hands-on engineering philosophy and a forward-thinking research mindset, Mohanraj ensures that Protectt.ai's technology stack remains at the cutting edge of the global mobile security landscape.
Phishing uses deceptive emails to trick users into revealing sensitive information, while smishing (SMS phishing) uses fraudulent text messages. Smishing is particularly dangerous for mobile banking users because SMS messages carry an inherent sense of urgency and legitimacy. Attackers impersonate banks, send fake OTP alerts, or embed malicious links in texts to steal credentials, intercept authentication codes, or initiate unauthorized transactions.
Talk to our mobile security experts for a personalized consultation tailored to your banking app.
Protectt.ai delivers smishing defense and mobile banking security solutions to financial institutions worldwide.
Global Coverage
Service Reach
26+ Enterprises
Trusted Customers
Banking, FinTech & More
Sectors Served
Contact us to assess your mobile banking app's vulnerability to SMS-based phishing attacks.
Winner – recognized for industry-leading mobile security innovation.
International standard for information security management systems.
Payment Card Industry Data Security Standard compliant platform.
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You can also send us a quick email at consult@protectt.ai.
You can also send us a quick email at consult@protectt.ai.