Silent Mobile Verification
AppSMV initiates a cryptographic SIM-to-MNO handshake in the background to verify mobile number possession with zero user input—eliminating OTPs and blocking social engineering and phishing attack vectors entirely.
As mobile banking fraud grows more sophisticated—with OTP interception, SIM swaps, and phishing attacks targeting financial apps globally—Protectt.ai's Silent Network Authentication delivers a cryptographic, password-less verification layer that works invisibly in the background. Eliminate friction, shut down social engineering, and give your users a seamless yet ironclad banking experience.
Comprehensive, frictionless authentication and fraud prevention solutions purpose-built for mobile banking and fintech ecosystems.
AppSMV initiates a cryptographic SIM-to-MNO handshake in the background to verify mobile number possession with zero user input—eliminating OTPs and blocking social engineering and phishing attack vectors entirely.
AppBind leverages proprietary LSAP and 3-Way Hairpin technologies to bind user identity to a verified device and SIM, creating a phishing-proof, no-OTP authentication layer directly via carrier networks.
AppAuth's AI-driven Trust Scoring Mechanism provides device intelligence and real-time fraud risk assessment for critical mobile banking apps, delivering highly accurate threat detection with minimal false positives.
AppProtectt embeds 100+ deep-tech security features including RASP to detect and block runtime hooking, app spoofing, SMS attacks, and MITM threats—keeping banking transactions protected at every layer.
CodeProtectt applies multilayered polymorphic protection to Android and iOS source code, preventing reverse engineering, tampering, and code injection that could expose sensitive banking logic or user data.
The FRM solution delivers a behaviorally driven, AI-powered rules engine with real-time dashboards, audit trails, and API-based integrations—enabling banks to detect and neutralize payment fraud with zero performance overhead.
Traditional OTP-based verification is no longer sufficient in a world where SIM swap fraud, SS7 exploits, and phishing campaigns routinely intercept shared secrets. Protectt.ai's Silent Network Authentication replaces the fragile OTP with an unbreakable, carrier-verified cryptographic handshake between the user's physical SIM and the Mobile Network Operator core—completely invisible to the user. For banking and fintech platforms operating across high-risk digital environments, this means fraud-proof identity verification that also dramatically improves user experience and login conversion rates.
See how leading banks, NBFCs, and fintech platforms eliminated OTP fraud and secured millions of users with Protectt.ai.
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Protectt.ai is the trusted AI-native security partner for banks, insurers, and fintech platforms demanding the highest standard of mobile fraud prevention.
Direct integration with Mobile Network Operators ensures SNA is cryptographically bound to the telecom network, making interception or spoofing technically impossible.
Continuous AI/ML-driven threat monitoring adapts to new fraud attack techniques in real time, keeping banking apps protected against evolving global threat landscapes.
ISO 27001, PCI DSS, ISO 22301, and ISO 42001 certified—helping global banking and fintech institutions meet RBI, SEBI, and NPCI security mandates with confidence.
Lightweight SDK integration for Android and iOS delivers enterprise-grade silent authentication without impacting app speed, user experience, or development timelines.
Deep-tech security experts driving the future of mobile banking fraud prevention.
Founder & CEO
Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As the visionary behind Protectt.ai, Manish has channeled his focus on Deep Tech to build an AI-native, full-stack mobile app security platform trusted by leading banks, NBFCs, and fintech institutions worldwide. His relentless drive for innovation has positioned Protectt.ai as a globally recognized cybersecurity leader, earning multiple industry awards including Cybersecurity Company of the Year 2023. Manish's work on Silent Network Authentication and Zero Trust device binding is reshaping how the financial sector approaches mobile identity verification and fraud prevention at scale.
Principal Advisor – Strategy
Sunita Handa brings over 30 years of deep expertise in banking technology and digital transformation to Protectt.ai. Having led landmark global digital initiatives at the State Bank of India, one of the world's largest financial institutions, Sunita understands firsthand the fraud risks and authentication challenges that banks face across mobile-first environments. At Protectt.ai, she drives strategic direction and product roadmaps, ensuring that solutions like Silent Network Authentication and AppBind are aligned with the real-world security, compliance, and user experience needs of banking customers globally. Her contributions have earned wide industry recognition and accolades for innovation in financial services security.
Co-Founder & Head – Engineering
Mohanraj Selvaraj is the engineering powerhouse behind Protectt.ai's deep-tech security innovations. As Co-Founder and Head of Engineering, Mohan leads cutting-edge research and analysis of disruptive technologies to continuously strengthen mobile application security. He established the Protectt.ai research lab, which serves as the engine for developing breakthroughs like Silent Mobile Verification, proprietary LSAP and 3-Way Hairpin technologies, and Runtime Application Self-Protection capabilities. Mohan works closely with banking and fintech customers to build robust, future-proof security ecosystems that can withstand the most sophisticated fraud attacks targeting mobile financial applications across global markets.
Silent authentication is a security protocol that verifies a user's identity in the background—without requiring any manual input such as a password or OTP. It works by initiating a cryptographic handshake between the user's device SIM card and the Mobile Network Operator's core network, confirming the user's phone number possession invisibly, instantly, and with high assurance.
Talk to our mobile security experts for a personalized consultation and live demonstration.
Protectt.ai delivers Silent Network Authentication and mobile fraud prevention solutions to banking and fintech institutions worldwide.
Global
Service Reach
Banking, FinTech & More
Sectors Served
Mon–Sat, 9:30AM–6PM
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Recognized as the top cybersecurity innovator of the year.
International standard for information security management systems.
Payment Card Industry Data Security Standard compliance certification.
Fill in the form below and our silent authentication specialists will get back to you promptly to discuss your mobile banking security requirements and arrange a personalized demo.
For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai
For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai