Silent Mobile Verification
AppSMV initiates a cryptographic SIM-to-MNO handshake in the background to verify mobile number possession with zero user input—eliminating OTPs and blocking social engineering and phishing attack vectors entirely.
As mobile banking fraud grows more sophisticated—with OTP interception, SIM swaps, and phishing attacks targeting financial apps globally—Protectt.ai's Silent Network Authentication delivers a cryptographic, password-less verification layer that works invisibly in the background. Eliminate friction, shut down social engineering, and give your users a seamless yet ironclad banking experience.

Comprehensive, frictionless authentication and fraud prevention solutions purpose-built for mobile banking and fintech ecosystems.
AppSMV initiates a cryptographic SIM-to-MNO handshake in the background to verify mobile number possession with zero user input—eliminating OTPs and blocking social engineering and phishing attack vectors entirely.
AppBind leverages proprietary LSAP and 3-Way Hairpin technologies to bind user identity to a verified device and SIM, creating a phishing-proof, no-OTP authentication layer directly via carrier networks.
AppAuth's AI-driven Trust Scoring Mechanism provides device intelligence and real-time fraud risk assessment for critical mobile banking apps, delivering highly accurate threat detection with minimal false positives.
AppProtectt embeds 100+ deep-tech security features including RASP to detect and block runtime hooking, app spoofing, SMS attacks, and MITM threats—keeping banking transactions protected at every layer.
CodeProtectt applies multilayered polymorphic protection to Android and iOS source code, preventing reverse engineering, tampering, and code injection that could expose sensitive banking logic or user data.
The FRM solution delivers a behaviorally driven, AI-powered rules engine with real-time dashboards, audit trails, and API-based integrations—enabling banks to detect and neutralize payment fraud with zero performance overhead.
Traditional OTP-based verification is no longer sufficient in a world where SIM swap fraud, SS7 exploits, and phishing campaigns routinely intercept shared secrets. Protectt.ai's Silent Network Authentication replaces the fragile OTP with an unbreakable, carrier-verified cryptographic handshake between the user's physical SIM and the Mobile Network Operator core—completely invisible to the user. For banking and fintech platforms operating across high-risk digital environments, this means fraud-proof identity verification that also dramatically improves user experience and login conversion rates.

See how leading banks, NBFCs, and fintech platforms eliminated OTP fraud and secured millions of users with Protectt.ai.
Protectt.ai is the trusted AI-native security partner for banks, insurers, and fintech platforms demanding the highest standard of mobile fraud prevention.
Direct integration with Mobile Network Operators ensures SNA is cryptographically bound to the telecom network, making interception or spoofing technically impossible.
Continuous AI/ML-driven threat monitoring adapts to new fraud attack techniques in real time, keeping banking apps protected against evolving global threat landscapes.
ISO 27001, PCI DSS, ISO 22301, and ISO 42001 certified—helping global banking and fintech institutions meet RBI, SEBI, and NPCI security mandates with confidence.
Lightweight SDK integration for Android and iOS delivers enterprise-grade silent authentication without impacting app speed, user experience, or development timelines.
Deep-tech security experts driving the future of mobile banking fraud prevention.

Founder CEO
Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As Founder and CEO of Protectt.ai, he is a Technology Innovator with a deep focus on Deep Tech, channeling his experience to build Protectt.ai as the next-generation mobile application security platform for BFSI and digital-first enterprises worldwide. His vision is rooted in the belief that AI-native, full-stack mobile security is essential to safeguarding the future of digital financial services—from banking and insurance to fintech and government platforms. Manish leads the company's strategic direction, product innovation, and global enterprise partnerships, consistently pushing the boundaries of what intelligent mobile security can achieve at scale.

Principal Advisor – Strategy
Sunita Handa is a distinguished banking and technology leader with over 30 years of expertise in digital transformation and large-scale enterprise technology initiatives. Having led global digital initiatives at the State Bank of India (SBI), Sunita brings unparalleled strategic insight into the security and compliance challenges faced by BFSI institutions across India and globally. At Protectt.ai, she drives the company's strategy and product roadmaps, ensuring the platform remains aligned with evolving regulatory frameworks including RBI, SEBI, and NPCI mandates. Her industry contributions and innovations have earned her widespread recognition and accolades, making her a trusted voice in enterprise mobile security and digital financial services strategy.

Co-Founder & Head – Engineering
Mohanraj Selvaraj is the Co-Founder and Head of Engineering at Protectt.ai, where he leads research, analysis, and development of disruptive technologies that advance mobile application security. Mohanraj established the Protectt.ai research lab—the innovation engine behind the platform's deep-tech capabilities including RASP, multilayered code obfuscation, AI-driven threat intelligence, and zero-trust device binding. His work directly supports enterprise customers in banking, insurance, and fintech in building robust, compliant security ecosystems capable of withstanding the most sophisticated mobile threats. With a hands-on engineering philosophy and a forward-thinking research mindset, Mohanraj ensures that Protectt.ai's technology stack remains at the cutting edge of the global mobile security landscape.
Silent authentication is a security protocol that verifies a user's identity in the background—without requiring any manual input such as a password or OTP. It works by initiating a cryptographic handshake between the user's device SIM card and the Mobile Network Operator's core network, confirming the user's phone number possession invisibly, instantly, and with high assurance.
Talk to our mobile security experts for a personalized consultation and live demonstration.
Protectt.ai delivers Silent Network Authentication and mobile fraud prevention solutions to banking and fintech institutions worldwide.
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Recognized as the top cybersecurity innovator of the year.
International standard for information security management systems.
Payment Card Industry Data Security Standard compliance certification.
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You can also send us a quick email at consult@protectt.ai.
You can also send us a quick email at consult@protectt.ai.