SMS spoofing attacks are one of the fastest-growing threats facing mobile banking and fintech customers—fraudsters impersonate trusted institutions to steal credentials, intercept OTPs, and drain accounts. Protectt.ai equips banks and fintech platforms with AI-native, multi-layered defenses that neutralize SMS-based threats before they reach your customers, protecting trust and ensuring regulatory compliance.
Comprehensive solutions to detect, block, and prevent SMS spoofing and related mobile fraud threats for banking and fintech platforms.
Eliminates OTP vulnerabilities by binding user identity to their physical SIM and device via carrier-level verification. Protectt.ai's proprietary LSAP and 3-Way Hairpin technology makes authentication phishing-proof and frictionless.
Replaces fragile OTPs with a silent, cryptographic handshake between the device SIM and the mobile network operator—verifying phone possession in the background with zero user friction and zero social engineering risk.
Deploys 100+ deep-tech RASP security features to block SMS-channel exploits, OTP interception, app spoofing, and man-in-the-middle attacks in real time across Android and iOS banking and fintech applications.
Behavioral-driven fraud detection engine with customizable rules, AI-driven insights, and real-time dashboards that identify SMS-linked fraudulent transactions and anomalous user behavior before financial damage occurs.
Protects employees' and customers' mobile devices from SMS link-based attacks, phishing, and web-based threats using AI and ML-powered real-time security across banking, insurance, and fintech environments.
A cost-effective, AI-powered subscription security service providing standardized threat mitigation—including SMS attack protection—with 100+ security features deployable without heavy in-house development effort.
SMS spoofing exploits the inherent trust customers place in text messages from their bank or fintech provider. In markets like India—where digital payments volume is among the highest globally and RBI mandates strict security controls—the stakes are enormous. Protectt.ai's AI-native platform eliminates SMS attack vectors at the source: replacing OTPs with carrier-verified Silent Mobile Verification, enforcing Zero Trust SIM and device binding, and deploying real-time RASP protection that detects and neutralizes spoofed message exploits, unauthorized session takeovers, and phishing attempts across every transaction touchpoint.
See how leading banks, fintech platforms, and financial institutions have eliminated SMS fraud with Protectt.ai.
"Protectt.ai provides us with quick, hassle-free, and seamless integration of our mobile banking apps. The In-App analysis consists of some expeditious must do validations, where all the laborious resources and artificial intelligence / machine learning executions will be processed on the cloud."
"AppProtectt Mobile App RASP security helped us to enhance our Mobile App Security with quick implementation and also provided visibility into threats and prevention on real-time. Now, our team can focus more on App Features development while AppProtectt is adding a layer of security for our mobile apps."
From global fintech innovators to regulated banking institutions, Protectt.ai delivers the most advanced, proven defense against SMS spoofing and mobile fraud.
Silent Mobile Verification replaces vulnerable OTPs with carrier-network cryptographic proof, eliminating the attack surface that SMS spoofing exploits.
Certified ISO 27001, PCI DSS, and ISO 22301, helping banks and fintech firms meet RBI, NPCI, and SEBI digital payment security mandates with confidence.
Continuous AI and ML monitoring adapts in real time to evolving SMS spoofing techniques—ensuring zero performance overhead while keeping false positives near zero.
Trusted by RBL Bank, Yes Bank, Bajaj Finserv, BSE, and 20+ leading financial institutions globally, Protectt.ai secures millions of mobile-first customer interactions daily.
Deep-tech innovators and banking veterans united to eliminate mobile fraud.
Founder CEO
Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As Founder and CEO of Protectt.ai, he is a Technology Innovator with a deep focus on Deep Tech, channeling his experience to build Protectt.ai as the next-generation mobile application security platform for BFSI and digital-first enterprises worldwide. His vision is rooted in the belief that AI-native, full-stack mobile security is essential to safeguarding the future of digital financial services—from banking and insurance to fintech and government platforms. Manish leads the company's strategic direction, product innovation, and global enterprise partnerships, consistently pushing the boundaries of what intelligent mobile security can achieve at scale.
Principal Advisor – Strategy
Sunita Handa is a distinguished banking and technology leader with over 30 years of expertise in digital transformation and large-scale enterprise technology initiatives. Having led global digital initiatives at the State Bank of India (SBI), Sunita brings unparalleled strategic insight into the security and compliance challenges faced by BFSI institutions across India and globally. At Protectt.ai, she drives the company's strategy and product roadmaps, ensuring the platform remains aligned with evolving regulatory frameworks including RBI, SEBI, and NPCI mandates. Her industry contributions and innovations have earned her widespread recognition and accolades, making her a trusted voice in enterprise mobile security and digital financial services strategy.
Co-Founder & Head – Engineering
Mohanraj Selvaraj is the Co-Founder and Head of Engineering at Protectt.ai, where he leads research, analysis, and development of disruptive technologies that advance mobile application security. Mohanraj established the Protectt.ai research lab—the innovation engine behind the platform's deep-tech capabilities including RASP, multilayered code obfuscation, AI-driven threat intelligence, and zero-trust device binding. His work directly supports enterprise customers in banking, insurance, and fintech in building robust, compliant security ecosystems capable of withstanding the most sophisticated mobile threats. With a hands-on engineering philosophy and a forward-thinking research mindset, Mohanraj ensures that Protectt.ai's technology stack remains at the cutting edge of the global mobile security landscape.
SMS spoofing occurs when an attacker sends text messages that appear to originate from a trusted source—such as a bank or fintech app—by falsifying the sender ID. Fraudsters use spoofed messages to trick customers into revealing OTPs, login credentials, or clicking malicious links. Mobile banking customers are primary targets because SMS is widely used for transaction authentication and account alerts.
Talk to our mobile security experts for a personalized consultation at no cost.
Protectt.ai secures mobile banking and fintech platforms for enterprises and institutions across the globe.
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Service Reach
25+ Banks & Fintechs
Enterprise Clients
Android & iOS
Platform Availability
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Winner – top industry recognition for mobile security excellence.
International standard for information security management systems.
Payment Card Industry Data Security Standard compliance certification.
Tell us about your mobile banking or fintech platform and our security experts will recommend the right combination of SMS fraud prevention, SIM binding, and runtime protection solutions for your needs.
You can also send us a quick email at consult@protectt.ai.
You can also send us a quick email at consult@protectt.ai.