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Payment Fraud Detection Solution & Services

Payment fraud is evolving faster than ever—targeting banks, fintechs, and digital payment platforms with sophisticated, AI-driven attacks. Protectt.ai's Payment Fraud Detection solutions combine behavioral analytics, real-time threat intelligence, and AI-powered risk management to stop fraud before it strikes, protecting your transactions, your customers, and your bottom line.

AI-powered payment fraud detection dashboard monitoring real-time transactions

Our Payment Fraud Detection Services

Comprehensive, AI-native solutions to detect, prevent, and manage payment fraud across every channel and platform.

FRM – Fraud & Risk Management

A behavioral-driven Fraud and Risk Management platform for payment systems featuring highly customizable rules, real-time dashboards, audit trails, and API-based integrations with zero performance overhead and minimal false positives.

AppAuth Mobile Fraud Prevention

AI-driven mobile fraud prevention with a Trust Scoring Mechanism that secures critical mobile payment apps against evolving digital fraud threats using advanced device intelligence and risk scoring.

AppBind – Zero Trust Device & SIM Binding

Zero Trust Device and SIM Binding solution that eliminates OTPs using Silent Mobile Verification, verifying user identity directly through carrier networks for phishing-proof, frictionless payment authentication.

AppProtectt – Runtime App Protection

Mobile App Security platform with RASP and 100+ deep-tech features that blocks runtime hooking, app spoofing, and financial fraud attempts in real time across banking and fintech payment applications.

SDK Protectt – Payment SDK Security

Real-time defense for Payment and Financial Transaction SDKs against tampering and data exfiltration, with multi-layered security and AI/ML-powered adaptive protection for operational integrity.

Cyber Lab & Compliance Services

Advanced security testing, PCI DSS compliance, digital forensics, and risk assessment services that validate your fraud prevention posture and ensure regulatory readiness across payment ecosystems.

Intelligent Fraud Defense

AI-Native Fraud Detection Built for Modern Payment Ecosystems

Digital payment fraud is growing in scale and sophistication—from account takeovers and SIM swaps to real-time payment interception. Protectt.ai's fraud detection platform uses AI-driven behavioral analytics, device risk intelligence, and runtime application protection to identify and neutralize threats before they impact transactions. Trusted by leading banks, NBFCs, and fintechs globally, our solutions integrate seamlessly via lightweight SDKs, delivering zero-friction security that scales with your business while keeping you ahead of RBI, SEBI, and PCI DSS compliance mandates.

Security analyst reviewing AI fraud detection alerts on a financial platform
Proven Fraud Prevention

Trusted by Industry Leaders

See how leading banks, fintechs, and enterprises have stopped fraud and secured millions of transactions with Protectt.ai.

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The Protectt.ai Difference

Why Choose Protectt.ai for Payment Fraud Detection?

We combine deep-tech innovation with real-world financial security expertise to deliver fraud protection that works at scale.

AI-Native Intelligence

Our AI/ML-powered engine continuously learns and adapts to new fraud patterns, delivering fewer false positives and faster threat response across global payment channels.

Zero Performance Overhead

Fraud detection that runs silently in the background—protecting every transaction without adding latency or degrading user experience in your payment applications.

Regulatory Compliance Ready

Built to meet RBI, SEBI, PCI DSS, ISO 27001, and ISO 42001 requirements, our platform automates compliance monitoring and audit reporting so your team stays audit-ready.

Trusted by Top Financial Institutions

From RBL Bank and Yes Bank to Bajaj Finserv and BSE, leading financial enterprises across banking, insurance, and fintech trust Protectt.ai to secure their payment ecosystems.

Meet the Protectt.ai Team

Deep-tech security experts and banking leaders building the future of fraud prevention.

Manish Mimani, Founder and CEO of Protectt.ai

Manish Mimani

Founder & CEO

Manish Mimani is a passionate entrepreneur with proven expertise in Global Technology Platforms, Digital Transformation, Greenfield Implementation, and IT Turnaround. As the visionary behind Protectt.ai, he has channeled his focus on Deep Tech to build an AI-native, full-stack mobile app security platform that addresses the most sophisticated payment fraud threats facing banks, fintechs, and digital enterprises. Under his leadership, Protectt.ai has earned recognition including Cybersecurity Company of the Year 2023 and a Gartner Peer Insights rating of 4.9/5, establishing the company as a trusted global standard in payment fraud detection and mobile security innovation.

Sunita Handa, Principal Advisor – Strategy at Protectt.ai

Sunita Handa

Principal Advisor – Strategy

Sunita Handa brings over 30 years of expertise in banking technology and digital transformation to Protectt.ai. Having led global digital initiatives at the State Bank of India, she has an unparalleled understanding of the regulatory, operational, and security challenges facing financial institutions. At Protectt.ai, Sunita drives strategy and product roadmaps, ensuring the fraud detection platform remains aligned with evolving compliance mandates such as RBI Digital Payment Security Controls and SEBI Cybersecurity Frameworks. Her industry contributions and innovations have earned her widespread recognition as a leader in banking security and digital payments transformation.

Mohanraj Selvaraj, Co-Founder and Head of Engineering at Protectt.ai

Mohanraj Selvaraj

Co-Founder & Head – Engineering

Mohanraj Selvaraj leads research and analysis of disruptive technologies to continuously enhance Protectt.ai's mobile application security capabilities. As Co-Founder and Head of Engineering, he established the Protectt.ai research lab—a dedicated environment for threat research, adversarial testing, and developing next-generation fraud detection capabilities. Mohan works closely with enterprise customers across banking, fintech, and insurance sectors to help them build robust security ecosystems tailored to their payment environments. His engineering leadership ensures that every fraud detection solution Protectt.ai delivers is technically sound, scalable, and resilient against the most advanced emerging threats.

Frequently Asked Questions

How to detect payment fraud?

Payment fraud is detected through a combination of behavioral analytics, device risk intelligence, real-time transaction monitoring, and AI-driven anomaly detection. Protectt.ai's FRM platform analyzes user behavior patterns, device signals, and transaction context simultaneously, flagging suspicious activity with high precision. Techniques include runtime application protection, SIM and device binding verification, and silent network authentication—all working together to catch fraud before a transaction completes.

What is the difference between rule-based and AI-driven fraud detection?

How does Protectt.ai prevent account takeover fraud in payment apps?

Does Protectt.ai's fraud detection comply with RBI and PCI DSS regulations?

Can the fraud detection solution integrate with existing payment channels?

What types of payment fraud does Protectt.ai protect against?

How does Silent Mobile Verification (SMV) improve payment security?

Which industries and businesses can benefit from Protectt.ai's fraud detection solutions?

Still Have Questions About Fraud Detection?

Speak with our security experts for a personalized consultation and live platform demonstration.

Certified & Recognized

Awards and Recognition

Cybersecurity Company of the Year 2023 award badge

Cybersecurity Company of the Year 2023

Winner – recognized for excellence in cybersecurity innovation and impact.

PCI DSS Payment Card Industry Data Security Standard certification logo

PCI DSS Certified

Compliant with Payment Card Industry Data Security Standards.

ISO 27001 and ISO 42001 certification logos for Protectt.ai

ISO 27001 & ISO 42001 Certified

Dual-certified for information security management and AI management systems.

Stop Payment Fraud Before It Starts

Tell us about your payment security challenges and our team will design a fraud detection solution tailored to your platform, compliance requirements, and scale.

Contact Us Today

For immediate assistance, feel free to give us a direct call at You can also send us a quick email at consult@protectt.ai